Real Yield.Real Assets.
Real Transparency.
Real Yield.Real Assets.
Real Transparency.

StrataFi is a decentralized protocol that turns productive real-world income like SaaS revenues, royalties, and property rent into liquid, on-chain financial products.

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Instant, transparent settlements

AI-powered credit scoring

Institutional-grade compliance

Over $5 trillion in private credit sits locked behind manual processes and black-box underwriting.
StrataFi transforms this static market into a dynamic, tokenized ecosystem where every asset, yield, and risk metric lives transparently on-chain.

Features

The Building Blocks
of On-Chain Credit

Tokenized Revenue Pools (SFTs)

StrataFi vaults convert productive real-world
cashflows — SaaS invoices, royalties, rental
income — into standardized tokens (SFTs).
These tokens represent fractional exposure to
verified revenue streams, enabling investors to
access yield with full on-chain transparency.

Helios AI Risk Oracle

The protocol's intelligence layer. Helios continuously analyzes asset health, churn and revenue volatility using machine learning models. It publishes a real-time Health Score on-chain — allowing investors to assess risk before they invest.

Atomic Waterfall Settlement

Using Aptos' Block-STM parallel execution,
StrataFi distributes all cashflows in a single transaction.
No intermediaries. No leg risk.
Instant yield settlement across tranches.

On-Chain Compliance Layer

Compliance is built into StrataFi's core logic. A permission-based identity registry ensures every vault and transaction adheres to global standards (EU, SG, US).

Features

The Smartest Way to
Earn Real Yield in Web3.The Smartest Way to Earn Real Yield in Web3.

Real Yield, Not Debt

Earnings tied to real economic output, not synthetic tokens.

Transparency

Every asset, score, and payout verified on-chain.

Automation

Smart contracts manage everything from onboarding to distribution.

AI-Powered Risk

Machine intelligence ensures precision and fairness in pricing

Institutional-Grade

Compliant, audited, and scalable on Aptos.

partnerships

Building the Future of Credit
with Industry Innovators

StrataFi collaborates with global pioneers in blockchain, finance, and AI to ensure institutional standards in every line of code.

Be Early to the RWA 2.0 Revolution

Own productive yield, not just promises.
Whether you're an originator, institution, or DeFi builder — StrataFi is your gateway to a transparent, automated credit infrastructure.

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FAQs

Frequently Asked Questions

StrataFi is a decentralized protocol that bridges the gap between traditional finance and DeFi. We provide infrastructure for Real World Assets (RWA) on the blockchain, offering real yield backed by real assets with institutional-grade compliance and transparency.

Unlike other platforms that simply tokenize assets, StrataFi offers a complete vertically integrated stack. We combine an on-chain RWA Oracle, automated compliance layers, and direct custody integrations to ensure seamless, secure, and transparent asset management with lower fees and higher reliability.

Currently, StrataFi is built on Aptos to leverage its high throughput, low latency, and Move language security features. However, our architecture is designed to be multi-chain compatible in the future to support a broader range of assets and liquidity sources.

StrataFi supports a wide range of assets including private credit, US Treasury bills, real estate debt, and other yield-bearing instruments. Our protocol is designed to handle complex asset structures while maintaining regulatory compliance.

StrataFi is open to both individual and institutional investors. However, certain high-yield pools may be restricted to accredited investors or specific jurisdictions depending on regulatory requirements. All users must complete KYC/KYB verification.

Real Yield.Real Assets.Real Transparency.Real Yield.Real Assets.Real Transparency.

The Building Blocks of On-Chain Credit